Pay Off Car or Credit Cards Before a Mortgage in Texas?

Pay Off Car or Credit Cards Before a Mortgage in Texas?

Ai Tran
Published on: 01/10/2026

Paying off your car or credit cards before you buy in Round Rock? Wait. See which move lowers your DTI and which one can hurt you. Text PLAN to Ai Tran

pay off debt before mortgagedebt-to-income ratiocredit card utilizationcar loan mortgage approvalRound Rock home buyersAustin mortgage pre-approvalPflugerville first-time buyerLeander home loan